Stripe payout fees explained

Stripe charges $2 for each calendar month in which you receive a payout, plus 0.25% + 25¢ for each payout. Esano deducts these from the payout at Stripe's cost, with no markup, and shows them on every payout.

What counts as a payout

A payout is money sent to your bank. Esano first moves your earnings to your Stripe account, then sends a bank payout. Only the bank payout carries these fees. A transfer into your Stripe balance is not a bank payout.

The two fees

• $2 monthly fee. Charged once for each calendar month in which you receive a payout. A second payout in the same month doesn't pay it again.
• 0.25% + 25¢ per payout. Charged on every payout.

Payouts run every other Friday, so a month usually has two or three. The first one in a month carries the $2.

Examples

The examples use the published rates. Esano reserves an estimated fee when it builds a payout, and then reconciles to what Stripe actually charges.

$50.00 eligible, first payout of the month

• Fees: $2.00 + $0.25 + $0.12 (0.25% of the amount sent, rounded up) = about $2.37
• You receive: about $47.63

$100.00 eligible, first payout of the month

• Fees: $2.00 + $0.25 + $0.25 = about $2.50
• You receive: about $97.50

$100.00 eligible, second payout in the same month

• Fees: $0.25 + $0.25 = about $0.50
• You receive: about $99.50

Why the $25 minimum isn't the same as $25 of earnings

Esano needs at least $25 to send after deductions, including Stripe's fees for that payout. In a month's first payout, you need about $27.32 in eligible earnings to send $25.00. In a later payout the same month, about $25.32.

Below that, your earnings wait for the next payout Friday and nothing is charged. A payout that never leaves doesn't create a fee. See payout schedule and the $25 minimum.

Where you see the fees

• A note on Payouts shows how much is reserved for estimated provider fees.
• Balance history itemizes every fee, and the monthly CSV includes them.

See read your Payouts page and download payout statements.

Failed payouts and final payouts

• If a payout fails or comes back, you pay the failed payout fee only when incorrect bank details you provided caused it. Otherwise Esano pays it.
• When your shop closes, a final payout under $25 is sent without Stripe's fees. Esano pays them. See close your shop and get the final payout.